On October 21, 2006, my Ask Roxanne column passed the six year mark with column number 300!!!

I want to say a big "Thank You" to all of you for sending in such interesting questions (my biggest problem is deciding which one to reprint for the column and to post here on the website)!  It has certainly been an invaluable experience for me, and I hope a rewarding one for all of you who tell me you read this column regularly. 

The Ask Roxanne columns originated back in 1999, appearing in the San Luis Obispo Telegram Tribune newspaper (now known simply as The Tribune).  I started doing the column, as I was receiving many diverse questions from local people regarding mortgages.  I quickly discovered a great need to give people basic, simple to understand explanations for the myriad of procedures involved in obtaining a home mortgage.  Initially, the questions were fundamental, maybe covering things like "What's the difference between a fixed rate and an adjustable rate?" or "What is an APR?"  and "What is a credit score?"  Since then, many of my readers have become more involved and educated, and are asking more technically diverse and sometimes extremely complicated questions.  It has become an interesting endeavor.

Also, along with answering the questions I receive, I write general articles about topics I feel are pertinent to the times.  My columns are listed in the "Frequently Asked Questions" (FAQs) section, and I have divided them by subject.

If you have a particular question, please complete the form below.  I do request all the fields be completed in order to submit a question, as it may help me determine your answer, particularly if it's specific to a certain part of the country.  You might also check out the FAQs section to see if your particular question has already been asked. And if your question is one that would benefit many others, it will be added to the FAQs section.

PLEASE NOTE:  You will most likely get a personal return email with your answer, but please be patient, as it may take up to two weeks at times.

I appreciate your support!  Keep those excellent questions coming in!

Thank you,
Roxanne