Refinancing Q: With interest rates so low, should I refinance?
View Answer Q: I hear rates are down. Is it time to refinance?
View Answer Q: Should I consider refinancing if I am going to sell my home in the near future? I know that rates are down now.
View Answer Q: I recently ran into quite a delay on the closing of my refinance. They said it was because of the rescission period. Can you explain?
View Answer Q: Every time I refinance my 30-year mortgage, I end up with another 30-year mortgage, but I don't want to miss out on the lower interest rate. Any ideas?
View Answer Q: Today's interest rates are about 1% lower than what we have. Does it ever make sense to refinance with only a 1% improvement?
View Answer Q: You recently talked about when you can get a mortgage without an appraisal. How about refinancing when your income has decreased and you don’t qualify for lowering your interest rate?
View Answer Q: With rates so low, I am thinking of refinancing and want to study my choices. I have been told there are differences for refinances where you take cash out and where you just cover the balance plus costs. Could you explain?
View Answer Q: I have heard that interest rates really jumped up recently. Did I miss my chance to refinance?
View Answer Q: You recently talked about rates and refinancing and mentioned other reasons to refinance. Please give me some details on this subject as I have a lot of equity in my property.
View Answer Q: My wife and I are considering a refinance but she wants to wait to see if the rates will continue to lessen. What is your opinion?
View Answer Q: My wife and I bought our property three years ago on an 80/20 loan. Our first loan is a 5 year ARM at 6.875% and the second is a line-of-credit. If we refinance now to take advantage of the lower conforming loan rate, we will be at 95% loan-to-value. What are our options?
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