January 2008

 

July 2007
Roxanne Carr Installed As San Luis Obispo Rotary 2007-2008 President

Mortgage lender Roxanne Carr will lead the San Luis Obispo Rotary Club for the 2007-2008 year. The service club has some 150 members. Roxanne, Division President and Corporate Senior Vice President of The Mortgage House, Inc., became a Rotarian in 1991. She is married to Rod Levin, an architect who is also a San Luis Obispo Rotarian.

A Shell Beach resident, Roxanne becomes the 86th person to serve as president of the club. Her goals as president include a strong committment to "enhance our membership, emphasize our support of The Rotary Foundation - a foundation that does unbelievable good works in the area of polio eradication, health, hunger and education worldwide - and continue the community service of our great club in San Luis Obispo."

Rotary's motto is "Service Above Self" and the men and women who are members of the San Luis Obispo Rotary Club took that message to heart this past year, as they raised $157,240 for programs, scholarships and non-profit organizations. The money benefits a wide range of worthy projects such as The Jack House, which will get $10,000 for a new picket fence, to school scholarships totaling more than $23,000.  At least sixteen non-profits were given allocations, as were seven projects that honored San Luis Obispo's Sesquicentennial.  At Roxanne's first meeting in July, 2007, members showed their enthusiasm for another year of giving by pledging thousands of dollars to the President's Club. The San Luis Obispo Club is actively involved in Rotary's International endeavors, as well, reaching out to help in Compostela, Mexico, Malawi in Africa, and in the Philippines.

Rotary is a worldwide organization of business and professional leaders that provides humanitarian service, encourages high ethical standards in all vocations, and helps build goodwill and peace in the world.  Some 1.2 million Rotarians belong to more than 31,000 clubs in nearly 200 countries.  More information on Rotary is available at www.rotary.org.


June 15, 2007
The Mortgage House Continues Growth

Rolf Storlie, VP at The Mortgage House in San Luis Obispo, announced the addition of Beverly Davis to its loan advisor staff.  Beverly brings a short career in lending to the premier organization after several years of entrepreneurial endeavors, including freelancing for TV commercial productions for 20 years. 

She champions issues pertaining to property rights and personal justice and is very involved in the community, notably Big Brothers Big Sisters, and gives a portion of her earnings to charities with every loan closing.  She is currently serving as an Ambassador for the Arroyo Grande Chamber of Commerce, and says, "I know I am in the right place, with top quality people dedicated to doing what's right for the clients."  Beverly has joined the division office at 1131 Monterey St and can be reached directly at 805-788-4461 or 805-709-6400.


April 25, 2007
The Mortgage House Expands Office Locations
Lending Experts  Identify  Strengths in Central Coast Real Estate Market

The Mortgage House, the leading local mortgage banker based on the Central Coast, is expanding its locations to make it easier for buyers to tap into continued low mortgage rates and quality inventory. 

The newly added office is located at 937 Main Street, Suite 207, in Santa Maria. It joins 11 other locations in four western states in providing a wide range of programs in a customer friendly environment. 

The shakeout in the sub-prime market - accompanied by headlines of lenders laying off workers and closing their doors - may lead some to wonder about the viability of real estate and expansion during an upheaval in the market.  Roxanne Carr, Division President, points out that’s the difference between knowledgeable bankers with a history in the local market and those who jumped into an escalating market to make a killing. “Our decision to expand is based on decades of experience. We are growing because we have confidence in the future of real estate in this area. This is a vibrant, growing area and has all the qualities to merit  long term optimism.”

Carr points out that the Central Coast enjoys low unemployment, mortgage rates are “still great” and the area has a wide range of housing costs.  She says all these factors add up to opportunities for buyers and sellers.

The Mortgage House is a direct lender not a broker, a substantial benefit to clients since all the steps from application to funding are handled locally. The Mortgage House was formed in 1995 by Ira Cohen, Allen Satenberg and Roxanne Carr. Their goal was to create a service oriented local mortgage banking organization. The philosophy of putting the customer first has vaulted the group into one of the most trusted lending companies in the west.

Roxanne Carr, author of the popular Ask Roxanne column, receives stacks of emails each week from people with real estate and lending questions. She is available for interviews to answer questions about:  what programs are available to buyers with little or no down, the economic forecast for Central Coast real estate, the aftermath of the sub-prime meltdown, interest rate forecasts, how to select a lender, and the pitfalls of applying for loans on the internet.      


January 29, 2007
The Mortgage House Opens in Oregon

Roxanne Carr, Division President of The Mortgage House, announced the opening of a new branch office near Portland, Oregon.  The office manager is Cheryl Willey, Roxanne’s former administrative assistant.  Other mortgage originators and staff personnel are expected to be added in the very near future.

As a salute to that special area, The Mortgage House opened as The Northwest Mortgage House in Oregon.  Roxanne said, "I am tremendously excited about this endeavor, the culmination of our efforts over the past several months.  We have had so many mortgage inquiries from Californians wanting to buy second homes or move to Oregon, and a physical office is required for licensing in that state.  We will now be able to serve our clients even more effectively from any office, and I have had the added pleasure of appointing my assistant, Cheryl Willey, as Office Manager, whom I miss terribly in California."  She added, "We have a lot of great people on board and fantastic enthusiasm.  It is an exciting residential financing market for us."

The new office can be contacted toll-free at 888-882-8989, or they can be reached through the local The Mortgage House office at 805-782-6999.


April 24, 2006
Earth Day is Celebrated at The Mortgage House...

...in a unique way.  A collection of human-powered electrical vehicles, some referred to as velomobiles, were displayed at The Mortgage House parking lot and drew many curious and interested people in San Luis Obispo...quadricycles, electric cycle cars and many other transportation devices friendly to the environment were involved.
 
The group drew visitors from all over San Luis Obispo, and the riders were roundly applauded as they left town going down Higuera Street in the afternoon on Saturday, April 22, 2006.



Although velomobiles are currently being used by some people in Europe as a practical and environmentally responsible means of personal transportation there are very few being used in North America. Many people are aware that the supply of fossil fuels is finite and their overuse has negative environmental consequences, however, relatively few are aware of the imminence of Hubbert's Peak (aka Peak Oil). Alternate solutions to our total dependence on fossil fuels are required in the very near future. The velomobile can play a role as part of the solution here in North America.
The vehicles may be viewed on the website: www.velomobiles.net and is intended as a resource for those who are just curious, the prospective velomobile homebuilder, as well as the individual considering purchasing a commercially produced road-ready machine.

Frederik van de Walle wrote his master’s degree thesis on the adoption of the velomobile as practical transport- a document which might significantly advance how we think about velomobiles and how they are perceived.

For more information, contact Michael Fitzgibbons at The Mortgage House, Inc. 805-782-6944 or 800-644-4030.


April 2006
The Mortgage House Is Offering Much More Than Just Loans

The Mortgage House was formed in June of 1995 by Ira Cohen, Allen Satenberg and Roxanne Carr, coming together to establish a mortgage banking organization dedicated to honesty and service.  It has continued to grow and Roxanne Carr, Division President of The Mortgage House, says, “We attribute our success to the fact that we have a one-on-one, hands-on service with each client.  The Mortgage House is also the actual lender (not a broker), directly responsible for the financing.”  Roxanne Carr has always done things differently to give clients a compelling reason to do business with her and her firm.  Before turning her talents and energies to The Mortgage House, she was the West Coast Regional Vice President for ARCS Mortgage, Inc, one of the nation's leading mortgage bankers.  Under her leadership, ARCS was recognized as the #1 mortgage lender in San Luis Obispo County and the company reigned as one of the nation’s leading lenders.

“I am pleased to announce an affiliation that will truly bring our clients homebuying experience full circle through the synergy and cooperation of two leading firms in San Luis Obispo County,” says Roxanne.  The Mortgage House, for a limited time is paying for moving services exclusively with Meathead Movers, Inc., for all clients who qualify under certain criteria set by The Mortgage House.  Meathead Movers has grown to become the largest moving company in the Tri-Counties and has won every local award possible for being the biggest and best moving company.  Meathead Movers hires student athletes from the local college and each employee is professionally trained before they move any furniture.  These movers are paid more money when items are not damaged and when clients give them high customer service ratings on the post-job survey.  Meathead Movers is known for their hustle and their breakage to move ratio is 7 times less than the national moving industry average.

“The Mortgage House has been successful for being helpful, honest and there for our customers every step of the way.  I see this as an additional effort to further ease the anxiety of a purchase and move by joining with a top-notch, customer-first company.  It has never been done before, and I love it!” says Rolf Storlie, VP-Regional Manager of TMH-SLO Division.


September 30, 2005
The Mortgage House Continues Growth

Continuing its expansion in the County, The Mortgage House announced a new hire: Michael Fitzgibbons as a Loan Officer in San Luis Obispo.
 
Michael joined The Mortgage House after working on Monterey Street for nearly a quarter century.  He started with Bello’s Sports and recently completed nearly 15 years as sales manager of Smith Volvo/Lotus.  Prior to joining the TMH team, Michael opened a satellite office for Murphy Bank and specialized in mobile home loans.  In 2003, he completed his Bachelor’s degree at Cal Poly and was accepted to the Master’s program in Counseling Psychology.  He says,“ I will bring the fun of the automotive world, the compassion of the therapist’s office, and the portfolio of products offered by The Mortgage House to everyone’s front door.”

Rolf Storlie, VP-Regional Loan Manager of The Mortgage House, SLO County, announced these new additions to its team, and remarked, “I am so pleased that we able to continue our growth with these talented new people.  They have great potential, and we are excited about their success with our fabulous group.  Our business has been steadily increasing with the level of purchase volume in the County, and they will be kept very busy helping our clients.” 

 

July 14, 2005
Experienced loan originator and assistant add depth to the team

Kevin Hauber and his assistant, Cindy Luis, have joined The Mortgage House in San Luis Obispo, each bringing over 20 years experience in the residential lending field to the established mortgage banking firm.  A graduate of Cal Poly, Hauber is well known in the local lending industry, most recently 10 years at GMAC/National Pacific Mortgage, with Cindy as his teammate.  
 "It is a pleasure and an honor to join The Mortgage House team after 20 years of being a lender in San Luis Obispo County.  I have always enjoyed working as a local direct lender.  The Mortgage House has built a great operation and reputation, and it is exciting being here," Kevin says.   Cindy adds, “There is such an energy and enthusiasm of the employees here.  I am happy to be a part of this great team."
Cindy and Roxanne Carr, division president of The Mortgage House, worked as a team for many years at ARCS Mortgage in the past.  Roxanne said “It seems like old home week, and fantastic to get back together.  Of course, Kevin is a jewel, highly respected in our industry, and we are excited to have him with us.  People of their caliber are hard to find and highly valued.”

 

June 16, 2005
Promotion at Local Mortgage Banker

Katy Morris has recently been promoted from a loan processing position at The Mortgage House, Inc. in San Luis Obispo, to Loan Officer Assistant.  In her new duties, she will assist Darryl Armstrong, a premier loan officer.

Katy was previously employed at Cal Poly and came to TMH after being a borrower client and liking the atmosphere in the office.  Katy said, “when I purchased my Los Osos home, the impact of the service at The Mortgage House was so significant, I knew I wanted to be part of that team.”

“She was determined to wait until we had an opening and then work her way up,” according to Charlotte Storlie, VP-Regional Operations Manager, “and she has done just that.  We love her and look forward to her being a part of our organization forever.” 
 
Katy’s immediate future goals include becoming a loan officer with TMH and someday maybe the proud Mom of an NBA star (her son, Jacob, is 6).